Indiana Childcare Subsidies & Assistance Programs (2026)
Indiana offers CCDF childcare vouchers and the On My Way Pre-K program to help working families afford quality early care. Here's how to access every available program.
Available Programs
| Program | Ages | Eligibility | Benefit |
|---|---|---|---|
| CCDF Childcare Voucher | 0–12 | Working/in-school, below 127% FPL | Subsidized voucher for licensed providers |
| On My Way Pre-K | 4 | 100–127% FPL, working parent | Voucher for licensed pre-K provider |
| Head Start / Early Head Start | 0–5 | Below 100% FPL | Free comprehensive early learning |
| TANF Childcare | 0–12 | TANF recipients | Childcare support while working/training |
| At-Risk Childcare | 0–12 | Families in transition from TANF | Up to 24 months transitional assistance |
Income Eligibility Limits (2026)
| Family Size | 127% FPL (Entry) | 147% FPL (Continued) |
|---|---|---|
| 2 | ~$25,700 | ~$29,700 |
| 3 | ~$32,100 | ~$37,100 |
| 4 | ~$38,500 | ~$44,500 |
On My Way Pre-K requires income between 100% and 127% FPL (families below 100% FPL qualify for Head Start).
How to Apply
- CCDF voucher: Apply online at fssabenefits.in.gov, by phone at 1-800-403-0864, or at your local DFR (Division of Family Resources) office.
- On My Way Pre-K: Apply at onmywayprek.in.gov during the annual enrollment window (typically January–March for fall enrollment).
- Head Start: Find your local program at eclkc.ohs.acf.hhs.gov/center-locator.
- Documents needed: proof of income (pay stubs, tax return), work/school schedule, child's birth certificate, and Indiana residency.
Additional Indiana Tax Benefits
- Indiana Dependent Exemption: Indiana allows a $1,500 dependent exemption per child when filing state taxes.
- Federal Child and Dependent Care Credit: Up to $1,050 for one child ($2,100 for two or more) in federal tax credits annually.
- Dependent Care FSA: If your employer offers it, a DCFSA lets you pay up to $5,000/year in childcare costs with pre-tax dollars.
Frequently Asked Questions
What is the income limit for childcare assistance in Indiana?
Indiana CCDF uses 127% FPL for initial eligibility (~$32,100/year for a family of 3) with continued eligibility up to 147% FPL. At least one parent must be working, in school, or in a job training program.
What is On My Way Pre-K?
On My Way Pre-K is Indiana's state pre-K program for 4-year-olds in working families earning 100–127% FPL. It provides a voucher to attend any participating licensed pre-K provider. Applications open annually — check onmywayprek.in.gov for dates.
How do I apply for childcare assistance in Indiana?
Apply through FSSA at fssabenefits.in.gov or call 1-800-403-0864. For On My Way Pre-K, use onmywayprek.in.gov. Bring income documentation, work proof, child's birth certificate, and Indiana residency verification.
Calculate Indiana Childcare Costs
See childcare cost estimates for your Indiana zip code.
Calculate Your Costs